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A pile of foreclosure papers threatens to topple a downtown Miami courthouse

There was a time — say, last summer — when no clerk wanted to enter a certain room on the 15th floor of 140 W. Flagler St., a drab Miami-Dade County municipal building downtown. Inside lurked a multiton beast made of dead trees: the collection of pending foreclosure case files for the county. Since the economy began its nosedive, roughly 8,000 foreclosures have been filed per month, which is about the number the county used to have in a year, according to Clerk of the Courts Harvey Ruvin: "We have 125,000 open files. If you piled all of them on top of each other, it would make a 24-story building."

"You could hear the floors creaking under all the weight," says a female clerk who asked not to be named. "Everybody was joking about how if one of us fell through that floor, it would be the lawsuit of the century."

While county honchos acknowledge the file room was overflowing, getting them to admit it was swaying like a drunken commissioner isn't an easy task. There might have been a "weight issue," hedges the clerk's office civil division chief, Shirley Shabazz, who admits the room was "becoming a less-than-ideal filing area."

Nonetheless, last July, the clerk's employees began moving the files the half-block to a scavenged judge's quarters on the seventh floor of 73 W. Flagler St., a task they didn't complete until February.

But the insatiable monster has continued to grow, and Shabazz says of the new file room: "It's getting unruly in there."

"It's going to blow," says an older female clerk, who, like her colleague, requested anonymity. "You go in there? Do a Hail Mary first."

Ruvin is counting on a 2-month-old online foreclosure auction system to speed up the process and save his employees from the growing paper bog. Count among his disbelievers Luis Garcia, a public records researcher and entrenched courthouse denizen. He points at missing stone tablets on the exterior of 73 W. Flagler, nets installed to catch decaying pieces of the building, and a chain-link fence blocking pedestrians from falling debris. "Doesn't it look like it's made out of broken Legos?" he posits. "This whole freakin' building is coming down!"

 
  • ForeclosurePrevention 04/07/2010 10:03:00 AM

    My name is Charles, I found your blog doing a quick internet search. I wish I could have said the same. I live in Philadelphia, and I have worked with many homowners who were facing foreclosure and the number is only growing. We started a new social networking site, http://www.HomeLeafs.com that helps address foreclosure issue that I believe you would be interested in and hopefully can share to your readers. Can you check out the site (semi-private beta), and/or send me an email to the address I provided? Thanks! Would love to chat! ~Charles /realestatefeeds

  • Mario 03/23/2010 6:17:00 AM

    well they allowed the lenders file all that fake paper, like the fake assignments of mortgage and the fake promissory notes, done by printers www.mariokenny.wordpress.com

 
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